Wednesday, April 16, 2014

Loan Approvals Before You Have a Contract

We can now underwrite loans without a sales contract, so when you are ready to make an offer on a property, your offer is the same as cash.  

Once you have a sales contract, all we need is an appraisal and updated pay stubs and bank statements (if they have expired), and you are ready to close.

There aren't many houses for sale, so make sure your offer stands out and gets accepted.  No more worrying about your loan being approved because the underwriting has already been done.

Remember, we have in-house underwriting and we sell our loans directly to Fannie Mae, so we have the easiest underwriting guidelines in the industry. If Fannie Mae says yes, we say yes.

Have questions about anything related to a mortgage?  Give us a call and see why they call us The Mortgage Experts.  

Getting a loan approved is easy - if you know what to do.  The Mortgage Experts know what to do!!!  Call us if you want to use the best lenders in Colorado!  

Make sure you check out our web site:

By the way, don't forget to refinance your current mortgage.  Rates are very, very low right now.  Don't miss out!  Call us today to get the details for your particular situation.

No comments: